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Continuing Education for Credit Counselors

Credit counselors or consumer credit counselors are individuals who are qualified to offer advice and suggestions to those who have gotten themselves into debt or to those who want to learn how to manage their money in a more efficient manner. A credit counselor can answer questions you may have regarding credit, debt or money management.

A credit counselor can help you to make wise and smart decisions about your money. Credit specialists such as these can be found working in a selection of businesses. They are employed in banks, credit unions, loan companies, car dealerships, credit counseling centers, credit counseling agencies and department stores. These workers are supervised by a credit manager or a loan officer. Please be aware that it is a credit counselor’s job to advise customers or clients and to help point them in the direction to make decisions about credit and money that will benefit them and improve their financial situations. They do not however approve loans for customers.

Credit counselors are professionals who work with their clients to get their debts under control and to deal with issues that are related to credit. They help clients to find ways to pay off the debts they currently have as well as to budget in a more effective manner.

To find work as a credit counselor you must be certified. Certified credit counselors are then expected to meet continuing education requirements in order to maintain their certification and to continue to work in this occupation. Participating in continuing education courses has been deemed a necessity according to the National Association of Certified Credit Counselors (NACC).

Online continuing education courses for credit counselors are very popular because they are both cost and time effective and you can choose to work at a pace that is appropriate for you. They are also easy to fit into your schedule.

Continuing education through the National Association of Certified Credit Counselors is a process that is broken down into three steps. All counselors are required to complete 16 approved CE credits with a two year period. Doing so will make it possible for them to recertify. Failing to do so will take away their certification and therefore their ability to work in this field.

The first step in the process is to order the CE courses from the Institute for Financial Counseling. The second step is to do the work that is required. Online continuing education courses for credit counselors offer so much convenience to the individual who takes them.  The third and last step is to fill out an application for certification renewal and list all of the continuing education units (CEUs) that you completed.

It is so important that you make sure that you have signed up for the proper CE course before you actually register. The guidelines set down by the NACC state that every CEU is the equivalent of one hour of class work or coursework. The courses you select must relate to relevant topics such as debt, anything related to credit or personal financial management. Other courses that would be acceptable are those that cover communication or ethics.

Online continuing education courses for credit counselors can keep you abreast of trends in the industry and are also in place to make sure that as a counselor in money matters you maintain the appropriate level of professionalism. Browse the Internet to find online programs that are suitable for you.